Sears Credit Cards

Sears offers a store credit card plus a Sears MasterCard for those 18 years and older. There is a long list of incentives and loyalty rewards for the Sears cards, including the Sears Choice Rewards Program, which lets you earn points to redeem for Sears gift certificates and merchandise. You can also redeem the points for gift cards to your favorite restaurants and travel rewards. Another perk is the Sears AccountCare program--your minimum monthly payment up to $500 can be canceled if you experience job loss, disability or other hardships. Remember to read the fine print on your credit card application and don't sign any document you don't fully understand. Credit card application approval is not guaranteed, interest rates subject to change.